Within the limits per Insured person of € 600,00 in Italy, of € 5.000,00 in Europe and of € 5.000,00 in the World, verified and documented medical expenses incurred by the Insured person during the trip due to illness or injury to urgent or can not be postponed surgical operation or care, resulting from injury or illness arisen during the period of guarantee.

The guarantee includes:

- Any expense for hospital stays;

- Any expense for surgical operations and doctor’s fees due to an illness or accident;

- Any expense for outpatient medical examinations, diagnostic and clinical tests (provided that they refer to the illness or

   accident reported);

- Any expense for the medicines prescribed by the local doctor (provided that they refer to the illness or accident reported);

- Any expense for urgent dental care, due to the accident, up to € 200.00 per insured party;

In case of hospitalisation due to an accident or illness subject to indemnity pursuant to the policy, the Alarm Centre, upon the request of the insured party, will proceed with direct payment of medical expenses.

Nevertheless, the Insured party will be charged, and will proceed with direct payment on site, of any amount exceeding the limits of liability provided in the policy and any relevant deductible.

For amounts exceeding € 1,000.00, prior authorization by the Alarm Centre is required.

Any medical expense incurred in Italy due to exclusively the accidents that occur during travel will be reimbursed up to € 500.00, provided that they are incurred within 60 days from the date of return.

If the Insured party runs into difficulties due to the occurrence of illness, accidents or fortuitous events, the Company will foresee to immediately making the services granted by the insurance available to the Insured party, within the terms provided in the policy and through the staff and equipment of the Alarm Centre. The support provided may consist of cash or kind.

Should the Insured party travelling abroad have an accident or suffer from illness, he/she may go to one of the medical centres that are equipped with telemedicine stations called Net for Care, where he/she may receive on-line telephone medical consultation directly from Italian and international leading medical centres.

Net for Care is a technological platform that, using the most innovative IT solutions, connects a range of Italian and International highly-specialized hospitals on-line (*) with the Alarm Centre of the company, thus allowing the Insured party to access on-line services of medical consultation.

The Company guarantees, within the maximum limit of € 750,00 in Italy of € 750,00 in Europe and of € 750,00 in the World:- the luggage of the Insured party against the risks of fire, theft, bag-snatching, robbery, loss, breakdown and non-return by the carrier.

- Within the above-mentioned limits of liability, but still up to € 300.00 per person, reimbursement of the expenses for  reissue/duplication of the passport, identity card and driving license and/or nautical license due to the above-mentioned events;

- Within the above-mentioned limits of liability, but still up to € 300.00 per person, the reimbursement of the expenses for the documented purchase of indispensable clothes and personal items incurred by the Insured party due to total theft of the luggage or its late return by the carrier at least 12 hours after the arrival of the insured party at destination.

Correspondence and documents must be sent to:

Meravigliosa Umbria (Ecologico Tours), Via Cesare Agostini 30, 06034 Foligno (PG) Italia; cod.fiscale  DLNPRN62H44Z126H; Part.Iva IT 02417390545, Insurance garantee: INA Assitalia polizza n° 149 00524817, Autorizzation.Amm. of region Umbria decreto n° 3905 del 27/04/2009; chamber of commerce of Perugia n° REA PG 221358